Loan Modification:
Effective, proven ways to modify your home loan and prevent foreclosure
Loan modifications are a critically important solution when you’re in danger of losing your home. At NCA, we have unique loan modification solutions for you that can quickly and effectively resolve your problems through tools and strategies tailored to your individual situation and goals.
What’s a loan modification?
There are different types, but generally a home mortgage loan modification involves reducing your mortgage interest rate for a period of time so you can continue making payments and remain in your home. Some agreements let you extend your loan period (from 30 years to 40 years, for example), thereby lowering your monthly payments.
Who can benefit from these tools and strategies? You can if…
- You're not behind on your mortgage today but expect problems in the future (upcoming layoffs, physical issues, etc.) Calling sooner means more options are available to you.
- You are behind on payments, and you owe more on your house than it’s worth
- You’re headed for foreclosure
- You are hamstrung by the type of mortgage you have and the rules that pertain to it. Mortgage servicers have a wide variety of outcomes that may be available to you.
What happens when you call NCA?
There’s absolutely no obligation for the call. You’ll speak with one of our respectful, non-judgmental NCA representatives who is specially trained in loan modifications and other consumer credit restoration tools. Our reps understand how sensitive these issues are. They’ll discuss your circumstances and goals, then outline some possible solutions and show you how to achieve them.
And remember, there is never a cost for NCA loan modification services once you become an NCA member. The Loan Modification benefit is available to all NCA members at no additional charge.
No matter what your situation, we want to help. Don't delay.
Questions? Call now! Modifying your loan may not wait.
We’re standing by to assist you now. There are two very fast ways to contact us.
Call: 1-877-234-9342
Or Email Us: Click Here.



